Future Generali spotlights “on a regular basis wellness” and rewards you for “energetic well being administration” ~ launches FG Well being Absolute, a complete medical insurance product ~
The product offers advice, access to wellness platforms, as well as rewards and loyalty programs
MUMBAI: 05 SEPTEMBER 2022 (GPN): Future Generali India Insurance Company Limited (FGII), one of India’s top 10 fastest growing private insurance companies, has launched a comprehensive health insurance product – FG Health Absolute. This latest health insurance offering aims to empower customers to take an active role in managing their health and leading a healthy lifestyle.
FG Health Absolute offers a variety of wellness benefits as part of the product – The policy helps customers access value-added services such as teleconsultation, webinars on mental and physical health, vouchers for wellness centers, fitness, sports and diagnostic centers and regular health checks for a healthy and fit lifestyle.
This product comes with a loyalty program that allows customers to redeem their reward points for reward discounts by availing a variety of merchandise, memberships, etc. in the renewal policy. As part of the wellness program, clients are encouraged to complete stress and happiness checks and health risk assessments twice a year, in addition to annual expert wellness assessments and lifestyle disorder monitoring. Monthly tracking has been integrated to monitor clients’ fitness and healthy lifestyle to ensure a comprehensive approach to physical and mental well-being.
To mark the launch of FG Health Absolute Anup Rau, Managing Director & CEO, Future Generali India Insurance says: “The pandemic has led to a greater appreciation for active health management among individuals. While we are seeing increased consumer interest in healthcare products and expect this segment to grow significantly, we also sense consumer demand for an all-encompassing healthcare product with enhanced features and maximized utility.”
He adds: “FG Health Absolute is a step in the direction of providing customers with an offering that not only meets their desire for a comprehensive product, but goes one step further by encouraging them to adopt healthy habits regularly for a holistic to practice health. This solution covers almost every possible healthcare need, from wellness and value-added services, which are the product’s unique selling points, to enhanced mother-child care and overseas treatment for specific diseases. Consistent with our focus on being an “inclusive” insurer, we are also taking an important step with this product by expanding the scope of the “family” definition for our health insurance products to include members of the LGBTQIA+ community and members offer in a community”.
Developed in accordance with the health insurance needs of India’s diverse population, FG Health Absolute protection is one of the finest and most comprehensive health policies available today. In addition to covering a variety of healthcare needs, including maternity and newborn expenses, infertility treatment, treatment abroad, OPD focus on mental and physical health, immunization for children up to age 12, and home health care to others, FG Health Absolute offers a girls’ benefit where the Maternity insurance sum is increased by an additional amount of INR 10,000 upon the birth of a girl.
The salient features of Future Generali’s new policy include coverage for the newborn baby under the mother’s insurance policy until the end of coverage, expanded vaccination coverage for newborns, the reintroduction of comprehensive mental health benefits under OPD insurance, and a expanded coverage for Lasik and cataract treatments, and a variety of value-added services and wellness rewards programs.
The policy, which is available through online and offline channels, offers eleven sums insured options for customers ranging from Rs. 3 lakhs to 100 lakhs and offers protection for a maximum of 15 family members. There is no upper age limit for customers, which ensures access to optimal healthcare in all phases of life.